CNO Financial Group | Sustainability Performance
Provides insurance products for middle-income Americans, including life, health, and retirement solutions.
1979
United States
1,001 - 5,000 employees
Insurance
$1B - 10B in revenue
$100M - 500M in profitability
Sustainability Ranking & Industry Benchmark
#10012
Overall#2254
in United States#181
in InsuranceSustainability Maturity
Sustainability Intent
Overview
Environmental
Carbon emissionsWater ManagementNature and biodiversityClimate riskSocial
Diversity and InclusionPay GapsExternalitiesGovernance
TargetsSDG ImpactESG scores and ExclusionsFinancial Data
Business performanceCapital & innovationAnalyst projections
CO2 scope 1 + 2
Laggard
Female employees
Critical
Externalities
Aligned
Market cap
Revenue
Carbon emissions
Reveal data for 1 credit
Industry rank: 69 out of 233
Total CO2 emissions
(CO2e tonnes)
Industry rank: 69 out of 233
Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
(adj. for revenues)
Intensity
Greenhouse gas intensity Scope 1, 2 (tCO₂e /$M)
Greenhouse gas intensity (Scope 1, 2, 3)(tCO₂e /$M)
Industry Benchmark
2.1
B/M 1.2
50.4
B/M 36.2
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Female employees
Reveal data for 1 credit
Share of female employees (%)
Share of female board members
25
50
75
100
Company
Benchmark
Controversy level
- CNO Financial Group Inc, US life/health insurer (Bankers Life, Washington National, Colonial Penn), has faced multiple US class actions over alleged inadequate disclosure of longterm care insurance reserve adequacy and the contested 2024 sustained share price volatility amid US life insurance customer demand normalization affecting US institutional shareholders amid US life insurance sector regulatory pressure.
Carbon emissions breakdown
Reveal data for 2 credits
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Climate risk
OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic44Moderate
$828.2Kestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impactBiodiversity loss in km²
Reveal data for 2 credits
Biodiversity loss in terms of the equivalent land affected (km²e)
Total biodiversity loss (km²e)
Industry benchmark
Biodiversity loss in CO2e
Reveal data for 2 credits
Total biodiversity loss as CO2e tonnes
Total biodiversity loss (CO2e tonnes)
Industry benchmark
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Potential species loss
Reveal data for 2 credits
Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)
One row per year, with the latest at the top. Each driver uses its own scale.
Low ImpactHigh Impact
Industry benchmark
Biodiversity impact
Reveal data for 2 credits
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities
Water management
Reveal data for 2 credits
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Land use
Reveal data for 2 credits
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Diversity & inclusion
Reveal data for 3 credits
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Pay gap breakdown
Reveal data for 1 credit
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Externalities
Reveal data for 1 credit
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Market cap
Revenue
EBITDA
Operating margin
Revenue & EBITDA
$4.5BFY2025 revenue
Total Annual
Revenue & EBITDA
($ B)
Annual revenue
EBITDA
3 year change
Margin trends
Margin as % of revenue
Gross margin
Operating margin
Net margin
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Free cashflow
Capex
Debt/equity ratio
Return on invested capital
3.0%FY2026
Return on invested capital (ROIC)
Industry benchmark
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Analyst revenue estimates & actuals
Analyst consensus vs actuals
($ B)
Actual revenue
Consensus estimates
Estimate only
4.1
▼ 1.7%
4.4
▲ 18.0%
4.5
▲ 14.8%
4.6
2029Powered by illuminem
Environmental policy coverage
Carbon reduction policy
Not available
Human rights policy
Available
Recycling policy
Not available
Workplace health & safety policy
Available
38%
Independent Directors
8 out of 21 incl. management
Overall score
76
Environment
66
Social
79
Governance
85
Exclusion screening
Adult content
Not available
Alcoholic
Not available
Animal testing
Not available
Firearms
Not available
Tobacco
Not available
Gambling
Not available
Nuclear
Not available
SDG impact
Reveal data for 5 credits
Powered by illuminem and GIST Impact
SDG impact (historical)
Reveal data for 5 credits
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