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  7. Mastercard
Company logo

Mastercard | Sustainability Performance

https://www.mastercard.com
Linkedin

Provides payment processing and financial services, including credit and debit card solutions.

1967

United States

10,001+ employees

Financial Services

$10B+ in revenue

$10B+ in profitability

Submit or report inaccurate dataDownload Company Insights

Sustainability Ranking & Industry Benchmark

#1957
Overall
#451
in United States
#105
in Financial Services

Sustainability Maturity

​​0123456789​​%

Sustainability Intent

Available in
Scale package

Access
​​0123456789​​%

Industry Rank

11 out of 610

Overview
Environmental
Carbon emissionsCarbon certificatesEnergy consumptionWaste managementWater managementNature and biodiversityNature riskClimate risk
Social
Diversity and inclusionPay gapsExternalities
Governance
TargetsSDG ImpactESG scores and exclusions
Financial Data
Business performanceCapital & innovationAnalyst projections

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PayPal

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CO2 scope 1 + 2

52.0K CO2e tonnes, 2024
Aligned

Renewable energy

87% 2024

Waste generated

1.4K tonnes, 2024
Aligned

Female engagement

41% 2024
Laggard

Externalities

2.9M $, 2024
Laggard

Market cap

509.5B $, 2026▼6.5% YoY

Revenue

32.8B $, 2025▲14.1% YoY

Carbon emissions

Reveal data for 1 credit

Industry rank: 65 out of 610


Total CO2 emissions
(CO2e tonnes)

Industry rank: 65 out of 610

Scope 1
Scope 2 location based
Scope 3 downstream
Scope 3 upstream
Industry benchmark
(adj. for revenues)
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Renewable energy

Reveal data for 1 credit
87%2024

Industry rank: 19 out of 610


Total energy consumption
and % renewables
(MWh, % of consumption)

Industry rank: 19 out of 610

Total energy

Share of renewable energy

Industry benchmark

Powered by illuminem and GIST Impact

Renewable electricity

Reveal data for 1 credit
%2024

Industry rank: Beyond Top 100


Total electricity consumption
and % renewables
(MWh, % of consumption)

Industry rank: Beyond Top 100

Total electricity

Share of renewable electricity

Industry benchmark

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Intensity


Greenhouse gas intensity Scope 1, 2 (tCO₂e /$M)
Greenhouse gas intensity (Scope 1, 2, 3)(tCO₂e /$M)
Energy consumption (direct) intensity (MWh /$M)
Water consumption intensity (m³ /$M)
Industry Benchmark

1.6

B/M 3.0

14.9

B/M 24.6

3.9

B/M 2.6

5.4

B/M 19.9


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Female engagement

Reveal data for 1 credit

Share of female employees (%)

Share of female board members

25
50
75
100
Company
Benchmark
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Waste

Reveal data for 1 credit
1.4K2024

Total waste generated (tonnes)

Total waste
Recovered & recycled
Not-recovered & not-recycled
Industry Benchmark

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Controversy level


Very Low
Low
Noticeable
High
Severe
Download Controversy Analysis
  • Mastercard paid major EU competition fines including EUR 570 million 2019 EU Commission crossborder merchant fees settlement, plus the 2024 UK Supreme Court Merricks class action exposure.
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Carbon emissions breakdown

Reveal data for 2 credits

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20202021202220232024Benchmark
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Carbon certificate projects

Reveal data for 3 credits

Sector:
SubsectorCountryTransaction date
ⓘ
20192020202120222023Total
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Climate risk

OverallAcuteChronic
Reveal data for 20 credits
Unlock Acute & Chronic
167 assets assessed
ScenarioComing soon
53Moderate
$239.6Mestimated revenue at risk
Thematic risk scoresESRS aligned scoresComing soon
Download Climate Risk AnalysisPowered by illuminem and GIST impact

Nature risk

Reveal data for 10 credits

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Production loss

Reveal data for 5 credits

Share of company output at risk (%)

Direct operations
Upstream supply chain
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Revenue at risk

Reveal data for 5 credits

Production-loss NVaR expressed in monetary terms ($)

Direct revenue at risk
Upstream revenue at risk
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Assets exposed to sensitive locations


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Biodiversity loss in km²

Reveal data for 2 credits

Biodiversity loss in terms of the equivalent land affected (km²e)

Total biodiversity loss (km²e)
Industry benchmark
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Biodiversity loss in CO2e

Reveal data for 2 credits

Total biodiversity loss as CO2e tonnes

Total biodiversity loss (CO2e tonnes)
Industry benchmark

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Potential species loss

Reveal data for 2 credits

Estimated nature species lost due to corporate activity, expressed as Potentially Disappeared Fraction (PDF)

One row per year, with the latest at the top. Each driver uses its own scale.

Low ImpactHigh Impact
Industry benchmark
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Biodiversity impact

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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PDF: Potentially Disappeared Fraction (of species) due to corporate activities

Waste management

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Water management

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Land use

Reveal data for 2 credits

KPIMetricYear
20202021202220232024Benchmark
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Diversity & inclusion

Reveal data for 3 credits

KPIMetricYear
20202021202220232024Benchmark
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Pay gap breakdown

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Externalities

Reveal data for 1 credit

KPIMetricYear
20202021202220232024Benchmark
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Market cap

509.5B $, 2026▼6.5% YoY

Revenue

32.8B $, FY2025▲14.1% YoY

EBITDA

20.7B $, FY2025▼9.1% YoY

Operating margin

60% Industry: -8▲7% YoY

Revenue & EBITDA

$32.8BFY2025 revenue

Total Annual
Revenue & EBITDA
($ B)

Annual revenue
EBITDA
3 year change
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Revenue by region


Revenue by region %

Americas
Asia Pacific, Europe, Middle East and Africa

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Margin trends


Margin as % of revenue

Gross margin
Operating margin
Net margin

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Free cashflow

16.4B 2025▲17.3% YoY

Capex

1.2B 2025▲1.7% YoY

Debt/equity ratio

2.5 Industry: 2▼NaN% YoY

Return on invested capital

56.0%FY2026

Return on invested capital (ROIC)
Industry benchmark

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Analyst revenue estimates & actuals


Analyst consensus vs actuals
($ B)

Actual revenue
Consensus estimates
Estimate only

25.1

▲ 0.3%

2023

28.2

▲ 0.3%

2024

32.8

▲ 0.1%

2025

58.3

2030

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Environmental policy coverage

Carbon reduction policy

Available

Human rights policy

Available

Recycling policy

Available

Workplace health & safety policy

Available

20%
Independent Directors

11 out of 54 incl. management

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SBTi targets and commitments

TargetStatusTemperature alignmentYear
Near-term targetTargets set1.5°C2025
Long-term targetNot disclosed--
Net-zeroNot disclosed--
Business Ambition 1.5°CMember-2020

Target details

Mastercard commits to reduce absolute scope 1 and 2 GHG emissions 38% by 2025 from a 2016 base year. Mastercard also commits to reduce absolute scope 3 GHG emissions 20% over the same target period.

Powered by illuminem and Science Based Targets initiative. Last updated: 02 Jul 2020

Sustainability targets and commitments

TargetYearValueScopeBaseline

Overall score

75

Environment

74

Social

69

Governance

81

Exclusion screening

Adult content

Not available

Alcoholic

Not available

Animal testing

Not available

Firearms

Not available

Tobacco

Not available

Gambling

Not available

Nuclear

Not available

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SDG impact

Reveal data for 5 credits
2024

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SDG impact (historical)

Reveal data for 5 credits

KPIMetricYear
20192020202120222023Benchmark
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Reporting

sustainability report symbol

Sustainability Report

Available

image report
Available
image report
Available

Sustainability employees


Total sustainability employees

11+



    Available in
    Scale package

    Access
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